The overriding concept relative to value in real estate is the notion of desirability. In this seminar I define a sub Format File: [6 (PDF) + 22 (MP3) + 2 (EXE) + 2 (XL..File Size: 600,34 MB
Ben Leybovich – Cash Flow Freedom University 2016
Cash Flow Freedom University is a comprehensive curriculum for the real estate entrepreneur, with focus on creative finance. For your convenience, the information delivered in 20 Audio Seminars, as well as almost 180 pages of text. All of the content is based on my years of personal experience as a Real Estate Investor.
“The only thing worse than being blind is having sight but no vision.” ~ Helen Keller
Indeed, ladies and gents, real estate is easy to see, but very difficult to visualize. Perspective is what separates successful people from those who never achieve their potential in this game!
The Cash Flow Freedom University curriculum is packed with case-studies of actual transactions from my career.
I offer practical and actionable advice based on real-world knowledge concerning deal analysis, property management, property maintenance, tenant qualification, negotiation, and of course – creative financing and acquisition methods!
I teach you to think. I teach – Perspective…
Testimonials
“I appreciate your desire to educate “normal” people like us so that we too can be financially independent. We would’ve never had the nerve to start investing in real estate without your help and guidance.”
Trent and Kari
“Ben’s knowledge is deep and concise. My learning curve was cut down into a two week window on many of the things that people would spend years learning.”
Gabe
“I’ve purchased several courses over the years, with some costing over $1000, and to date this course has had the most valuable information and has cost the least.”
Michael
“I wanted to thank you so much for the information you’ve provided. I used your techniques and secured my first deal within 3 weeks!”
Tom
“Ben can give you insights into strategies for achieving best results. But most importantly, he will coach you HOW TO THINK DIFFERENTLY so that your dreams and goals become reality due to seeing opportunities that other people don’t see.”
Milan
“I appreciate your desire to educate “normal” people like us so that we too can be financially independent. We would’ve never had the nerve to start investing in real estate without your help and guidance.”
Trent and Kari
“Ben’s knowledge is deep and concise. My learning curve was cut down into a two week window on many of the things that people would spend years learning.”
Gabe
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CFFU is Comprehensive
Cash Flow Freedom University is not a “Teaser” course! You get ALL of the materials upfront – no gimmicks!
The information in CFFU is powerful enough to benefit a seasoned investor, and yet the explanations are easy to understand even for the beginner.
20 Audio Seminars
160 Pages of Text
Analysis Tools
CFFU Content Samples
All of the content within the Cash Flow Freedom University will be delivered to you in both Audio and Print formats. As part of the sign-up process, you a user profile will be created for you. By logging into your account, you will be able to immediately download the Audio Mp3 and the text PDF files, as well as the bonus CFFU Cash Flow Analyzer software, and spreadsheets. The following are a few samples of the MP3 and the PDF content:
Money Fundamentals I & II
About Ben
Why People Struggle Financially
Currency, Money, and the Folly of Inflation
IRS Defines 3 Types of Income
Does Your Cash Flow?
Multiple Income Stream Strategy
Asset vs. Liability – It’s a Simple Matter of Cash Flow
The Expensive Truth of Your Expenses
Budget Woes
Keeping Track – The Financial Statement
First Step to Financial Freedom – Live Below Your Means
Net Worth vs. Cash Flow: And the Winner Is…
The World of Investing, and Why I Chose Real Estate
Tenets of Financial Freedom
Basics of Real Estate
1. Key Advantages of Real Estate Investments
Many fortunes have been made in real estate. I’ve been able to isolate 7 key advantages that make real estate the best opportunity for all, and especially the beginner investor. In this seminar I identify these advantages to you:
Real estate offers passive Cash Flow.
Real estate benefits from built-in Appreciation, due to inflation.
Real estate investment market is accessible due toLeverage and OPM
Real estate is an Inefficient Market, offering a skilled investor More Control over the investment returns
Real estate offers Infinite Cash Flow Growth Potential
Real estate is the most IRS friendly investment vehicle
Real estate Education is Readily Available, although it can get expensive
2. Financing of Real Estate – Your Social Life
In this seminar I define the key parameters involved in qualifying for a traditional mortgage. These are the elements that a mortgage lender will take into consideration when you apply for a loan. This information is important because, at today’s low rates, a conforming mortgage loan constitutes one of the absolutely best ways to finance an investment property.
Credit Score
Debt to Income
Net Worth
Down-Payment
Loan to Value Ratio (LTV) and Appraised Value
Closing Costs
Amortization
ARM (Adjustable Rate Mortgage)
Balloon Mortgage
3. Gauges of Investment Return in the World of Real Estates
In this seminar I introduce the key metrics used to measure the investment returns in real estate. These metrics are looked at by all sophisticated investors and commercial lenders alike. It is unwise to purchase an investment property until you fully understand the content of this seminar.
Yield
NOI
Cash Flow
ROI
Cash on Cash
CAP Rate – Capitalization Rate
DSCR – Debt Service Coverage Ratio
4. The Financing Packet – What to Bring When Asking for Money
The process of asking for money is a synthesis of art, science, and a bit of luck. In this seminar I explore both the perspective and the paperwork involved with a presentation to a potential lender which will dramatically increase your chances of having your project funded.
5. Real Estate is a Team Sport
One of the mistakes beginners make is not realizing how much of a team sport real estate really is. It is unwise to place offers to purchase without having a assembled team to ensure a smooth transaction. In this seminar I identify the key members of your team and discuss some of their functions.
Title Agent
Attorney
CPA
Lenders
RE Agent and Broker
Property Inspector
Contractor
Handyman
6. Philosophy of Wealth in Real Estate
There are many techniques under the umbrella of real estate investing. In this seminar I identify the perspective and objectives behind my brand of real estate investing. These are what has made me successful, and can do the same for you.
Income & Appreciation
Diversification & Focus
Asset Base
Leveraging of Appreciating Assets
How Leverage Changes the Investment Returns
No Deal Is Good Enough If It’s Not The Right Deal
7. Basics of Value in Real Estate
The essence of value in real estate is difficult to define since it is relative to the end use of the subject property. However, value drives our decision-making process and as such it is critical that you understand all of the drivers and forces responsible for setting of value. In this seminar, I begin by introducing you to the “classical” or “standard” definitions of value in real estate.
Get immediately download Ben Leybovich – Cash Flow Freedom University 2016
Traditional Value Drivers
How Much Do I Pay?
8. Value as a Function of Desirability From Your Tenant’s Perspective
The overriding concept relative to value in real estate is the notion of desirability. In this seminar I define a sub-set of desirability relative to your tenant’s perspective in a long-term hold investment.
Heaven on Earth
Location Desirability
Unit Desirability
9. Value as a Function of Desirability From The Owner’s Perspective
In this seminar I continue define value focusing on the owner’s perspective.
Category 1: Desirability Respectful of Stable Cash Flow
Category 2: Desirability Respectful of Expandability
Category 3: Desirability Respectful of Ease of Maintenance
10. Value as a Function of Desirability From The Owner’s Perspective (Continued)
In this seminar I continue define value focusing on the owner’s perspective.
Category 3: Desirability Respectful of Ease of Maintenance (Continued)
Category 4: Desirability Respectful of Ease of Liquidation
Category 5: Is it Right for YOU?
11. Cash Flow Analysis
Relative to long-term holds, the value of any investment is a function of its cash flow. In this seminar I lay out a process by which we analyze an investment opportunity relative to its’ current and potential cash flow.
Expense Structure Analysis
Income Structure Analysis
Creative Finance My Way
12. Creative Finance My Way: Part 1
In this series I define my perspective on Creative Finance, and illustrate my points by analyzing transactions that I’ve completed.
Three Pillars of Creative Finance
Why People Take Action Around Real Estate
Baxter House Case Study
Actionable Questions
13. Creative Finance My Way: Part 2
In this series I define my perspective on Creative Finance, and illustrate my points by analyzing transactions that I’ve completed.
Mound Rd. Case Study
14. Creative Finance My Way: Part 3
In this series I define my perspective on Creative Finance, and illustrate my points by analyzing transactions that I’ve completed.
Wendell House Case Study
15. Creative Finance My Way: Part 4
In this series I define my perspective on Creative Finance, and illustrate my points by analyzing transactions that I’ve completed.
Dutch Hollow Case Study
Mechanics of a Purchase
16. Mechanics of The Purchase: Part 1 – Where the Money Comes From
In order to be able to acquire investment real estate you need money. It does not have to be your money, but you do need money. Where does the money come from if not you and what is the process involved?
Seller Financing
3rd Party Financing
Lien Theory vs. Title Theory
Private Money Financing
Sources of Down-payment Funding
17. Mechanics of a Purchase: Part 2 – Expandability and Terms
In this seminar I discuss the perspective and the techniques behind expandability, which is one of the great advantages of the real estate market over any other market.
Expandability Defined
Terms of Financing That Make It Easier to Afford The Asset
Terms of Financing That Increase the Returns
18. Mechanics of a Purchase: Part 3 – Walk Through Check List & Offer Calculation
In the world of investment real estate we have a saying: You make your money on the way in. Translation – you’ve got to buy the property right relative to your strategy. One of the most difficult aspects of acquisition is to know how much to pay. In this seminar I explore the process and the thinking behind determining how much to pay for an investment property.
Exterior
Lot Topography
Environmental
Grading and Landscaping
Structural Exterior
Roofing
Siding
Windows
Structural Interior
Foundation
Cracks in Walls
Paneling
Hung Ceiling
Windows
Flooring
Bath Rooms
Kitchens
HVAC – is there AC
19. Anatomy of a Flip
To buy a house, fix it up, and sell it is not as simple as they make it seem on TV. In this seminar I outline the thinking and the process of a Flip. Don’t even think of doing it until you’ve listened to and red this seminar!
Where to Buy a Flip
What House to Buy
How Much to Pay
20. 12 Steps to Get You Started
You now possess more knowledge on the subject of real estate than 99% of people out there. It is time to put this knowledge into action. In this seminar I outline 12 steps to get you started in the right direction.