Khe Hy – The Fulfilling Path to Financial Independence

The FIRE (aka Financial Independence, Retire Early) movement is such a tired trope. Yes, in theory you could move out of your beloved (but expensive) city, cram into a tiny 425 square foot apartment

Khe Hy – The Fulfilling Path to Financial Independence

About this course
You don’t need to have F.U. money to be financially independent. In fact, you don’t even need to be rich.
I’ve developed a framework to achieve financial security and independence, while living a rich and fulfilling life.
I’m not feeling FIRE
The FIRE (aka Financial Independence, Retire Early) movement is such a tired trope. Yes, in theory you could move out of your beloved (but expensive) city, cram into a tiny 425 square foot apartment, and buy discarded brown bananas for your smoothies – but the opportunity cost would be unbearable.
I’m not denying that there’s a ton of wisdom in the FIRE principles (save a lot, compound your investments, and grow your income), but who wants to delay gratification for 10+ years? Financial Independence and taking epic ski trips seem fundamentally at odds with one another. How on earth do you balance today’s enjoyment while being responsible about your future commitments?
Confused, you stay the course on the corporate treadmill. You diligently max out your 401ks, 529s, and IRAs, but feel completely disconnected from the fruits of your labor. As you respond to your boss’ weekend emails, you wonder how on earth this could be the path to a more independent life.
So the years go by. And with each passing year, the commitments – kids, private school, mortgages – increase and intensify. You feel the corporate handcuffs tighten around your wrists. Crap! The escape route is quickly closing, yet you’re paralyzed with worry and indecision.

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Are there even any levers left to pull? You’ve gotten the promotions and pay raises, but feel like you’re sprinting to stay in place. Your financial security feels tenuous at best, especially as the Ray Dalios of the world are predicting apocalyptic stock market crashes (and you’ve missed the last 30% of the stock market rally).
Yet somehow, everyone around you is crushing it.
There’s another path
The obvious answer is to earn more. And then some more. And then invest more aggressively, buy more real estate. Sure, these will help, but barely move the needle. Not to mention they require lots of time OR lots of money.
But what if you had a solution to answer the timeless question: what does it mean to have enough? And I’m not talking about money, that’s a gross oversimplification. I’ve developed (and am living) a framework to determine what’s enough. Enough financial security, status, freedom, optionality, and free time to help you design a fulfilling and financially independent life.
After all, the Tao Te Ching wasn’t kidding with this 2500 year old truth bomb: Wealth is knowing what is enough.
A “rad” life
I’m creating this course from Manhattan Beach, where I work for myself writing, coaching, and giving talks under the RadReads umbrella. Every morning I surf with the dolphins, make breakfast for my wife and kids after having slept a solid eight hours. I don’t set an alarm (unless the waves are good), NEVER work with assholes, and (despite living) in LA don’t commute. I work about 40 hours a week.
Am I financially independent? Absolutely not. Do I feel like I’m retired? Totally.
This is a 180 degree pivot from my prior life as a Wall Street investor. I thought I had played my cards right because thanks to the combo of hard work and good luck, I was one of the youngest (age 32) Managing Directors at Blackrock. But I was bored out of my mind. My kids only knew a distracted and drained father. And I was emotionally disconnected from my work.

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